CostIndexUSA

Merced, CA vs Rancho Cucamonga, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableCA
Merced
98.3
overall index
$1,850/mo rent
CA
Rancho Cucamonga
106.4
overall index
$2,475/mo rent

Merced is moderately cheaper than Rancho Cucamonga — 8.2% lower overall cost of living.

To match an $80,000 salary in Merced, you would need $86,600 in Rancho Cucamonga. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+64.5%
Merced
78.6
Rancho Cucamonga
129.3
🛒 Groceries3.6%
Merced
105.2
Rancho Cucamonga
101.4
🚗 Transportation+0.9%
Merced
105.3
Rancho Cucamonga
106.3
🏥 Healthcare+0.9%
Merced
95.3
Rancho Cucamonga
96.2
Utilities6.1%
Merced
158.3
Rancho Cucamonga
148.6

Salary Equivalency Calculator

Enter your current salary in Merced to see what you'd need to earn in Rancho Cucamonga to maintain the same purchasing power.

$
Equivalent salary in Rancho Cucamonga, CA
$86,600
$6,600 more needed in Rancho Cucamonga

Formula: salary × (106.4 ÷ 98.3) = salary × 1.0824. Based on BEA Regional Price Parities.

Housing Market

Merced, CA

Median Home Price
$410,000
Median Monthly Rent
$1,850
Housing Index
78.6
Price-to-Rent Ratio
18.5×

Rancho Cucamonga, CA

Median Home Price
$576,000
Median Monthly Rent
$2,475
Housing Index
129.3
Price-to-Rent Ratio
19.4×

Rancho Cucamonga has 64.5% higher housing costs compared to Merced.

Income & Job Market

Merced, CA

Median Household Income
$57,600
Per Capita Income
$32,800
Unemployment Rate
9.2%
Population
86,333
Top Industries
AgricultureEducationHealthcareGovernmentLogistics

Rancho Cucamonga, CA

Median Household Income
$87,800
Per Capita Income
$50,000
Unemployment Rate
5.6%
Population
174,453
Top Industries
ManufacturingLogisticsHealthcareRetailFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Merced, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Rancho Cucamonga, CA
3.0×income-to-rent ratio

66% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.