CostIndexUSA

Medford, OR vs Saginaw, MI Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

OR
Medford
101.4
overall index
$1,700/mo rent
More AffordableMI
Saginaw
90.9
overall index
$1,000/mo rent

Saginaw is moderately cheaper than Medford — 10.4% lower overall cost of living.

To match an $80,000 salary in Medford, you would need $71,700 in Saginaw. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing34.9%
Medford
97.7
Saginaw
63.6
🛒 Groceries11.0%
Medford
105.3
Saginaw
93.7
🚗 Transportation0.8%
Medford
105.3
Saginaw
104.5
🏥 Healthcare0.7%
Medford
95.3
Saginaw
94.6
Utilities6.4%
Medford
102.3
Saginaw
95.8

Salary Equivalency Calculator

Enter your current salary in Medford to see what you'd need to earn in Saginaw to maintain the same purchasing power.

$
Equivalent salary in Saginaw, MI
$71,700
$8,300 less needed in Saginaw

Formula: salary × (90.9 ÷ 101.4) = salary × 0.8964. Based on BEA Regional Price Parities.

Housing Market

Medford, OR

Median Home Price
$425,000
Median Monthly Rent
$1,700
Housing Index
97.7
Price-to-Rent Ratio
20.8×

Saginaw, MI

Median Home Price
$160,000
Median Monthly Rent
$1,000
Housing Index
63.6
Price-to-Rent Ratio
13.3×

Medford has 34.9% lower housing costs compared to Saginaw.

Income & Job Market

Medford, OR

Median Household Income
$71,700
Per Capita Income
$40,900
Unemployment Rate
4.3%
Population
85,824
Top Industries
HealthcareAgricultureRetailManufacturingTourism

Saginaw, MI

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
6.2%
Population
44,909
Top Industries
HealthcareManufacturingGovernmentRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Medford, OR
3.5×income-to-rent ratio

72% of income left after rent (median)

Saginaw, MI
4.9×income-to-rent ratio

80% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.