CostIndexUSA

Medford, OR vs Pensacola, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

OR
Medford
101.4
overall index
$1,700/mo rent
More AffordableFL
Pensacola
97.7
overall index
$1,700/mo rent

Pensacola is slightly cheaper than Medford — 3.6% lower overall cost of living.

To match an $80,000 salary in Medford, you would need $77,100 in Pensacola. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+1.1%
Medford
97.7
Pensacola
98.8
🛒 Groceries8.6%
Medford
105.3
Pensacola
96.2
🚗 Transportation1.4%
Medford
105.3
Pensacola
103.8
🏥 Healthcare1.5%
Medford
95.3
Pensacola
93.9
Utilities13.5%
Medford
102.3
Pensacola
88.5

Salary Equivalency Calculator

Enter your current salary in Medford to see what you'd need to earn in Pensacola to maintain the same purchasing power.

$
Equivalent salary in Pensacola, FL
$77,100
$2,900 less needed in Pensacola

Formula: salary × (97.7 ÷ 101.4) = salary × 0.9635. Based on BEA Regional Price Parities.

Housing Market

Medford, OR

Median Home Price
$425,000
Median Monthly Rent
$1,700
Housing Index
97.7
Price-to-Rent Ratio
20.8×

Pensacola, FL

Median Home Price
$300,000
Median Monthly Rent
$1,700
Housing Index
98.8
Price-to-Rent Ratio
14.7×

Pensacola has 1.1% higher housing costs compared to Medford.

Income & Job Market

Medford, OR

Median Household Income
$71,700
Per Capita Income
$40,900
Unemployment Rate
4.3%
Population
85,824
Top Industries
HealthcareAgricultureRetailManufacturingTourism

Pensacola, FL

Median Household Income
$78,300
Per Capita Income
$44,600
Unemployment Rate
4.5%
Population
53,831
Top Industries
MilitaryHealthcareTourismManufacturingRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Medford, OR
3.5×income-to-rent ratio

72% of income left after rent (median)

Pensacola, FL
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.