CostIndexUSA

Madison, WI vs San Luis Obispo, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableWI
Madison
97.3
overall index
$1,625/mo rent
CA
San Luis Obispo
108.6
overall index
$3,000/mo rent

Madison is moderately cheaper than San Luis Obispo — 11.6% lower overall cost of living.

To match an $80,000 salary in Madison, you would need $89,300 in San Luis Obispo. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+44.8%
Madison
99.7
San Luis Obispo
144.4
🛒 Groceries+12.2%
Madison
93.8
San Luis Obispo
105.2
🚗 Transportation+0.9%
Madison
104.4
San Luis Obispo
105.3
🏥 Healthcare+1.0%
Madison
94.4
San Luis Obispo
95.3
Utilities+64.6%
Madison
89.8
San Luis Obispo
147.8

Salary Equivalency Calculator

Enter your current salary in Madison to see what you'd need to earn in San Luis Obispo to maintain the same purchasing power.

$
Equivalent salary in San Luis Obispo, CA
$89,300
$9,300 more needed in San Luis Obispo

Formula: salary × (108.6 ÷ 97.3) = salary × 1.1161. Based on BEA Regional Price Parities.

Housing Market

Madison, WI

Median Home Price
$429,000
Median Monthly Rent
$1,625
Housing Index
99.7
Price-to-Rent Ratio
22.0×

San Luis Obispo, CA

Median Home Price
$880,000
Median Monthly Rent
$3,000
Housing Index
144.4
Price-to-Rent Ratio
24.4×

San Luis Obispo has 44.8% higher housing costs compared to Madison.

Income & Job Market

Madison, WI

Median Household Income
$82,100
Per Capita Income
$46,800
Unemployment Rate
2.2%
Population
269,186
Top Industries
EducationHealthcareGovernmentTechnologyFinance

San Luis Obispo, CA

Median Household Income
$90,700
Per Capita Income
$51,700
Unemployment Rate
4.4%
Population
47,536
Top Industries
EducationTourismAgricultureHealthcareTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Madison, WI
4.2×income-to-rent ratio

76% of income left after rent (median)

San Luis Obispo, CA
2.5×income-to-rent ratio

60% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.