CostIndexUSA

Madison, WI vs Ontario, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableWI
Madison
97.3
overall index
$1,625/mo rent
CA
Ontario
106.4
overall index
$2,475/mo rent

Madison is moderately cheaper than Ontario — 9.4% lower overall cost of living.

To match an $80,000 salary in Madison, you would need $87,500 in Ontario. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+29.7%
Madison
99.7
Ontario
129.3
🛒 Groceries+8.1%
Madison
93.8
Ontario
101.4
🚗 Transportation+1.8%
Madison
104.4
Ontario
106.3
🏥 Healthcare+1.9%
Madison
94.4
Ontario
96.2
Utilities+65.5%
Madison
89.8
Ontario
148.6

Salary Equivalency Calculator

Enter your current salary in Madison to see what you'd need to earn in Ontario to maintain the same purchasing power.

$
Equivalent salary in Ontario, CA
$87,500
$7,500 more needed in Ontario

Formula: salary × (106.4 ÷ 97.3) = salary × 1.0935. Based on BEA Regional Price Parities.

Housing Market

Madison, WI

Median Home Price
$429,000
Median Monthly Rent
$1,625
Housing Index
99.7
Price-to-Rent Ratio
22.0×

Ontario, CA

Median Home Price
$576,000
Median Monthly Rent
$2,475
Housing Index
129.3
Price-to-Rent Ratio
19.4×

Ontario has 29.7% higher housing costs compared to Madison.

Income & Job Market

Madison, WI

Median Household Income
$82,100
Per Capita Income
$46,800
Unemployment Rate
2.2%
Population
269,186
Top Industries
EducationHealthcareGovernmentTechnologyFinance

Ontario, CA

Median Household Income
$87,800
Per Capita Income
$50,000
Unemployment Rate
5.6%
Population
175,265
Top Industries
LogisticsHealthcareManufacturingRetailFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Madison, WI
4.2×income-to-rent ratio

76% of income left after rent (median)

Ontario, CA
3.0×income-to-rent ratio

66% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.