CostIndexUSA

Lynchburg, VA vs Oxnard, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableVA
Lynchburg
89.4
overall index
$1,300/mo rent
CA
Oxnard
110.5
overall index
$2,975/mo rent

Lynchburg is significantly cheaper than Oxnard — 23.6% lower overall cost of living.

To match an $80,000 salary in Lynchburg, you would need $98,900 in Oxnard. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+167.8%
Lynchburg
63.9
Oxnard
171.1
🛒 Groceries+8.7%
Lynchburg
96.8
Oxnard
105.2
🚗 Transportation+1.7%
Lynchburg
103.5
Oxnard
105.3
🏥 Healthcare+1.7%
Lynchburg
93.7
Oxnard
95.3
Utilities+74.1%
Lynchburg
87.8
Oxnard
152.9

Salary Equivalency Calculator

Enter your current salary in Lynchburg to see what you'd need to earn in Oxnard to maintain the same purchasing power.

$
Equivalent salary in Oxnard, CA
$98,900
$18,900 more needed in Oxnard

Formula: salary × (110.5 ÷ 89.4) = salary × 1.2360. Based on BEA Regional Price Parities.

Housing Market

Lynchburg, VA

Median Home Price
$277,000
Median Monthly Rent
$1,300
Housing Index
63.9
Price-to-Rent Ratio
17.8×

Oxnard, CA

Median Home Price
$862,000
Median Monthly Rent
$2,975
Housing Index
171.1
Price-to-Rent Ratio
24.1×

Oxnard has 167.8% higher housing costs compared to Lynchburg.

Income & Job Market

Lynchburg, VA

Median Household Income
$67,100
Per Capita Income
$38,200
Unemployment Rate
2.9%
Population
82,168
Top Industries
HealthcareEducationManufacturingRetailGovernment

Oxnard, CA

Median Household Income
$107,700
Per Capita Income
$61,400
Unemployment Rate
5.3%
Population
202,063
Top Industries
AgricultureHealthcareManufacturingMilitaryRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Lynchburg, VA
4.3×income-to-rent ratio

77% of income left after rent (median)

Oxnard, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.