CostIndexUSA

Lubbock, TX vs Utica, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
Lubbock
91.3
overall index
$1,350/mo rent
NY
Utica
92.7
overall index
$1,375/mo rent

Lubbock is slightly cheaper than Utica — 1.5% lower overall cost of living.

To match an $80,000 salary in Lubbock, you would need $81,200 in Utica. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing13.5%
Lubbock
76.4
Utica
66.1
🛒 Groceries+6.3%
Lubbock
93.8
Utica
99.7
🚗 Transportation+1.5%
Lubbock
101.1
Utica
102.6
🏥 Healthcare+1.6%
Lubbock
91.4
Utica
92.9
Utilities+59.3%
Lubbock
82.8
Utica
131.9

Salary Equivalency Calculator

Enter your current salary in Lubbock to see what you'd need to earn in Utica to maintain the same purchasing power.

$
Equivalent salary in Utica, NY
$81,200
$1,200 more needed in Utica

Formula: salary × (92.7 ÷ 91.3) = salary × 1.0153. Based on BEA Regional Price Parities.

Housing Market

Lubbock, TX

Median Home Price
$206,000
Median Monthly Rent
$1,350
Housing Index
76.4
Price-to-Rent Ratio
12.7×

Utica, NY

Median Home Price
$213,000
Median Monthly Rent
$1,375
Housing Index
66.1
Price-to-Rent Ratio
12.9×

Lubbock has 13.5% lower housing costs compared to Utica.

Income & Job Market

Lubbock, TX

Median Household Income
$57,100
Per Capita Income
$32,500
Unemployment Rate
3.9%
Population
258,862
Top Industries
EducationHealthcareAgricultureManufacturingGovernment

Utica, NY

Median Household Income
$61,800
Per Capita Income
$35,200
Unemployment Rate
4.5%
Population
60,651
Top Industries
HealthcareManufacturingGovernmentEducationRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Lubbock, TX
3.5×income-to-rent ratio

72% of income left after rent (median)

Utica, NY
3.7×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.