CostIndexUSA

Lincoln, NE vs St. Paul, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableNE
Lincoln
91.6
overall index
$1,275/mo rent
MN
St. Paul
104.8
overall index
$1,675/mo rent

Lincoln is moderately cheaper than St. Paul — 14.4% lower overall cost of living.

To match an $80,000 salary in Lincoln, you would need $91,500 in St. Paul. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+32.8%
Lincoln
84.2
St. Paul
111.8
🛒 Groceries+9.6%
Lincoln
94.1
St. Paul
103.1
🚗 Transportation+12.3%
Lincoln
97.6
St. Paul
109.6
🏥 Healthcare+12.3%
Lincoln
88.3
St. Paul
99.2
Utilities+21.7%
Lincoln
76.8
St. Paul
93.5

Salary Equivalency Calculator

Enter your current salary in Lincoln to see what you'd need to earn in St. Paul to maintain the same purchasing power.

$
Equivalent salary in St. Paul, MN
$91,500
$11,500 more needed in St. Paul

Formula: salary × (104.8 ÷ 91.6) = salary × 1.1441. Based on BEA Regional Price Parities.

Housing Market

Lincoln, NE

Median Home Price
$289,000
Median Monthly Rent
$1,275
Housing Index
84.2
Price-to-Rent Ratio
18.9×

St. Paul, MN

Median Home Price
$374,000
Median Monthly Rent
$1,675
Housing Index
111.8
Price-to-Rent Ratio
18.6×

St. Paul has 32.8% higher housing costs compared to Lincoln.

Income & Job Market

Lincoln, NE

Median Household Income
$71,200
Per Capita Income
$40,600
Unemployment Rate
2.7%
Population
289,102
Top Industries
EducationHealthcareGovernmentFinanceManufacturing

St. Paul, MN

Median Household Income
$95,100
Per Capita Income
$54,200
Unemployment Rate
2.9%
Population
311,527
Top Industries
HealthcareFinanceEducationGovernmentManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Lincoln, NE
4.7×income-to-rent ratio

79% of income left after rent (median)

St. Paul, MN
4.7×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.