CostIndexUSA

Lincoln, NE vs Santa Fe, NM Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableNE
Lincoln
91.6
overall index
$1,275/mo rent
NM
Santa Fe
98.8
overall index
$1,950/mo rent

Lincoln is moderately cheaper than Santa Fe — 7.9% lower overall cost of living.

To match an $80,000 salary in Lincoln, you would need $86,300 in Santa Fe. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+28.3%
Lincoln
84.2
Santa Fe
108
🛒 Groceries+2.1%
Lincoln
94.1
Santa Fe
96.1
🚗 Transportation+6.0%
Lincoln
97.6
Santa Fe
103.5
🏥 Healthcare+6.0%
Lincoln
88.3
Santa Fe
93.6
Utilities≈ Equal
Lincoln
76.8
Santa Fe
76.7

Salary Equivalency Calculator

Enter your current salary in Lincoln to see what you'd need to earn in Santa Fe to maintain the same purchasing power.

$
Equivalent salary in Santa Fe, NM
$86,300
$6,300 more needed in Santa Fe

Formula: salary × (98.8 ÷ 91.6) = salary × 1.0786. Based on BEA Regional Price Parities.

Housing Market

Lincoln, NE

Median Home Price
$289,000
Median Monthly Rent
$1,275
Housing Index
84.2
Price-to-Rent Ratio
18.9×

Santa Fe, NM

Median Home Price
$541,000
Median Monthly Rent
$1,950
Housing Index
108
Price-to-Rent Ratio
23.1×

Santa Fe has 28.3% higher housing costs compared to Lincoln.

Income & Job Market

Lincoln, NE

Median Household Income
$71,200
Per Capita Income
$40,600
Unemployment Rate
2.7%
Population
289,102
Top Industries
EducationHealthcareGovernmentFinanceManufacturing

Santa Fe, NM

Median Household Income
$78,700
Per Capita Income
$44,900
Unemployment Rate
4.7%
Population
84,683
Top Industries
GovernmentTourismArtsHealthcareEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Lincoln, NE
4.7×income-to-rent ratio

79% of income left after rent (median)

Santa Fe, NM
3.4×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.