CostIndexUSA

Lincoln, NE vs Ocala, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableNE
Lincoln
91.6
overall index
$1,275/mo rent
FL
Ocala
95.2
overall index
$1,600/mo rent

Lincoln is slightly cheaper than Ocala — 3.9% lower overall cost of living.

To match an $80,000 salary in Lincoln, you would need $83,100 in Ocala. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+2.4%
Lincoln
84.2
Ocala
86.2
🛒 Groceries+2.2%
Lincoln
94.1
Ocala
96.2
🚗 Transportation+6.4%
Lincoln
97.6
Ocala
103.8
🏥 Healthcare+6.3%
Lincoln
88.3
Ocala
93.9
Utilities+13.4%
Lincoln
76.8
Ocala
87.1

Salary Equivalency Calculator

Enter your current salary in Lincoln to see what you'd need to earn in Ocala to maintain the same purchasing power.

$
Equivalent salary in Ocala, FL
$83,100
$3,100 more needed in Ocala

Formula: salary × (95.2 ÷ 91.6) = salary × 1.0393. Based on BEA Regional Price Parities.

Housing Market

Lincoln, NE

Median Home Price
$289,000
Median Monthly Rent
$1,275
Housing Index
84.2
Price-to-Rent Ratio
18.9×

Ocala, FL

Median Home Price
$271,000
Median Monthly Rent
$1,600
Housing Index
86.2
Price-to-Rent Ratio
14.1×

Ocala has 2.4% higher housing costs compared to Lincoln.

Income & Job Market

Lincoln, NE

Median Household Income
$71,200
Per Capita Income
$40,600
Unemployment Rate
2.7%
Population
289,102
Top Industries
EducationHealthcareGovernmentFinanceManufacturing

Ocala, FL

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
5.1%
Population
63,591
Top Industries
HealthcareEquestrianManufacturingRetailAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Lincoln, NE
4.7×income-to-rent ratio

79% of income left after rent (median)

Ocala, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.