CostIndexUSA

Lincoln, NE vs Merced, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableNE
Lincoln
91.6
overall index
$1,275/mo rent
CA
Merced
98.3
overall index
$1,850/mo rent

Lincoln is moderately cheaper than Merced — 7.3% lower overall cost of living.

To match an $80,000 salary in Lincoln, you would need $85,800 in Merced. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing6.7%
Lincoln
84.2
Merced
78.6
🛒 Groceries+11.8%
Lincoln
94.1
Merced
105.2
🚗 Transportation+7.9%
Lincoln
97.6
Merced
105.3
🏥 Healthcare+7.9%
Lincoln
88.3
Merced
95.3
Utilities+106.1%
Lincoln
76.8
Merced
158.3

Salary Equivalency Calculator

Enter your current salary in Lincoln to see what you'd need to earn in Merced to maintain the same purchasing power.

$
Equivalent salary in Merced, CA
$85,800
$5,800 more needed in Merced

Formula: salary × (98.3 ÷ 91.6) = salary × 1.0731. Based on BEA Regional Price Parities.

Housing Market

Lincoln, NE

Median Home Price
$289,000
Median Monthly Rent
$1,275
Housing Index
84.2
Price-to-Rent Ratio
18.9×

Merced, CA

Median Home Price
$410,000
Median Monthly Rent
$1,850
Housing Index
78.6
Price-to-Rent Ratio
18.5×

Lincoln has 6.7% lower housing costs compared to Merced.

Income & Job Market

Lincoln, NE

Median Household Income
$71,200
Per Capita Income
$40,600
Unemployment Rate
2.7%
Population
289,102
Top Industries
EducationHealthcareGovernmentFinanceManufacturing

Merced, CA

Median Household Income
$57,600
Per Capita Income
$32,800
Unemployment Rate
9.2%
Population
86,333
Top Industries
AgricultureEducationHealthcareGovernmentLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Lincoln, NE
4.7×income-to-rent ratio

79% of income left after rent (median)

Merced, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.