CostIndexUSA

Lexington, KY vs San Francisco, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableKY
Lexington
92.9
overall index
$1,500/mo rent
CA
San Francisco
115.6
overall index
$3,075/mo rent

Lexington is significantly cheaper than San Francisco — 24.4% lower overall cost of living.

To match an $80,000 salary in Lexington, you would need $99,500 in San Francisco. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+152.5%
Lexington
77.1
San Francisco
194.7
🛒 Groceries+12.8%
Lexington
96.2
San Francisco
108.5
🚗 Transportation+9.6%
Lexington
101.7
San Francisco
111.5
🏥 Healthcare+9.7%
Lexington
92
San Francisco
100.9
Utilities+131.4%
Lexington
74.6
San Francisco
172.6

Salary Equivalency Calculator

Enter your current salary in Lexington to see what you'd need to earn in San Francisco to maintain the same purchasing power.

$
Equivalent salary in San Francisco, CA
$99,500
$19,500 more needed in San Francisco

Formula: salary × (115.6 ÷ 92.9) = salary × 1.2443. Based on BEA Regional Price Parities.

Housing Market

Lexington, KY

Median Home Price
$313,000
Median Monthly Rent
$1,500
Housing Index
77.1
Price-to-Rent Ratio
17.4×

San Francisco, CA

Median Home Price
$1,090,000
Median Monthly Rent
$3,075
Housing Index
194.7
Price-to-Rent Ratio
29.5×

San Francisco has 152.5% higher housing costs compared to Lexington.

Income & Job Market

Lexington, KY

Median Household Income
$70,000
Per Capita Income
$39,900
Unemployment Rate
3.8%
Population
322,570
Top Industries
HealthcareEducationManufacturingAgricultureGovernment

San Francisco, CA

Median Household Income
$127,800
Per Capita Income
$72,800
Unemployment Rate
5%
Population
873,965
Top Industries
TechnologyFinanceTourismHealthcareMedia

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Lexington, KY
3.9×income-to-rent ratio

74% of income left after rent (median)

San Francisco, CA
3.5×income-to-rent ratio

71% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.