CostIndexUSA

Lawrence, KS vs Saginaw, MI Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableKS
Lawrence
90.2
overall index
$1,475/mo rent
MI
Saginaw
90.9
overall index
$1,000/mo rent

Lawrence is slightly cheaper than Saginaw — 0.8% lower overall cost of living.

To match an $80,000 salary in Lawrence, you would need $80,600 in Saginaw. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing11.2%
Lawrence
71.6
Saginaw
63.6
🛒 Groceries≈ Equal
Lawrence
94
Saginaw
93.7
🚗 Transportation+6.1%
Lawrence
98.5
Saginaw
104.5
🏥 Healthcare+6.2%
Lawrence
89.1
Saginaw
94.6
Utilities+7.3%
Lawrence
89.3
Saginaw
95.8

Salary Equivalency Calculator

Enter your current salary in Lawrence to see what you'd need to earn in Saginaw to maintain the same purchasing power.

$
Equivalent salary in Saginaw, MI
$80,600
$600 more needed in Saginaw

Formula: salary × (90.9 ÷ 90.2) = salary × 1.0078. Based on BEA Regional Price Parities.

Housing Market

Lawrence, KS

Median Home Price
$320,000
Median Monthly Rent
$1,475
Housing Index
71.6
Price-to-Rent Ratio
18.1×

Saginaw, MI

Median Home Price
$160,000
Median Monthly Rent
$1,000
Housing Index
63.6
Price-to-Rent Ratio
13.3×

Lawrence has 11.2% lower housing costs compared to Saginaw.

Income & Job Market

Lawrence, KS

Median Household Income
$67,000
Per Capita Income
$38,200
Unemployment Rate
5.2%
Population
98,004
Top Industries
EducationHealthcareTechnologyRetailManufacturing

Saginaw, MI

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
6.2%
Population
44,909
Top Industries
HealthcareManufacturingGovernmentRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Lawrence, KS
3.8×income-to-rent ratio

74% of income left after rent (median)

Saginaw, MI
4.9×income-to-rent ratio

80% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.