CostIndexUSA

Las Cruces, NM vs Santa Cruz, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableNM
Las Cruces
90.2
overall index
$1,375/mo rent
CA
Santa Cruz
109.9
overall index
$3,425/mo rent

Las Cruces is significantly cheaper than Santa Cruz — 21.8% lower overall cost of living.

To match an $80,000 salary in Las Cruces, you would need $97,500 in Santa Cruz. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+160.8%
Las Cruces
63
Santa Cruz
164.3
🛒 Groceries+9.5%
Las Cruces
96.1
Santa Cruz
105.2
🚗 Transportation+1.7%
Las Cruces
103.5
Santa Cruz
105.3
🏥 Healthcare+1.8%
Las Cruces
93.6
Santa Cruz
95.3
Utilities+96.0%
Las Cruces
77.9
Santa Cruz
152.7

Salary Equivalency Calculator

Enter your current salary in Las Cruces to see what you'd need to earn in Santa Cruz to maintain the same purchasing power.

$
Equivalent salary in Santa Cruz, CA
$97,500
$17,500 more needed in Santa Cruz

Formula: salary × (109.9 ÷ 90.2) = salary × 1.2184. Based on BEA Regional Price Parities.

Housing Market

Las Cruces, NM

Median Home Price
$282,000
Median Monthly Rent
$1,375
Housing Index
63
Price-to-Rent Ratio
17.1×

Santa Cruz, CA

Median Home Price
$1,091,000
Median Monthly Rent
$3,425
Housing Index
164.3
Price-to-Rent Ratio
26.5×

Santa Cruz has 160.8% higher housing costs compared to Las Cruces.

Income & Job Market

Las Cruces, NM

Median Household Income
$56,500
Per Capita Income
$32,200
Unemployment Rate
5.6%
Population
111,385
Top Industries
EducationGovernmentHealthcareMilitaryRetail

Santa Cruz, CA

Median Household Income
$105,600
Per Capita Income
$60,200
Unemployment Rate
5.8%
Population
64,725
Top Industries
EducationTechnologyTourismAgricultureHealthcare

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Las Cruces, NM
3.4×income-to-rent ratio

71% of income left after rent (median)

Santa Cruz, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.