CostIndexUSA

Las Cruces, NM vs Ocala, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableNM
Las Cruces
90.2
overall index
$1,375/mo rent
FL
Ocala
95.2
overall index
$1,600/mo rent

Las Cruces is moderately cheaper than Ocala — 5.5% lower overall cost of living.

To match an $80,000 salary in Las Cruces, you would need $84,400 in Ocala. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+36.8%
Las Cruces
63
Ocala
86.2
🛒 Groceries≈ Equal
Las Cruces
96.1
Ocala
96.2
🚗 Transportation≈ Equal
Las Cruces
103.5
Ocala
103.8
🏥 Healthcare≈ Equal
Las Cruces
93.6
Ocala
93.9
Utilities+11.8%
Las Cruces
77.9
Ocala
87.1

Salary Equivalency Calculator

Enter your current salary in Las Cruces to see what you'd need to earn in Ocala to maintain the same purchasing power.

$
Equivalent salary in Ocala, FL
$84,400
$4,400 more needed in Ocala

Formula: salary × (95.2 ÷ 90.2) = salary × 1.0554. Based on BEA Regional Price Parities.

Housing Market

Las Cruces, NM

Median Home Price
$282,000
Median Monthly Rent
$1,375
Housing Index
63
Price-to-Rent Ratio
17.1×

Ocala, FL

Median Home Price
$271,000
Median Monthly Rent
$1,600
Housing Index
86.2
Price-to-Rent Ratio
14.1×

Ocala has 36.8% higher housing costs compared to Las Cruces.

Income & Job Market

Las Cruces, NM

Median Household Income
$56,500
Per Capita Income
$32,200
Unemployment Rate
5.6%
Population
111,385
Top Industries
EducationGovernmentHealthcareMilitaryRetail

Ocala, FL

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
5.1%
Population
63,591
Top Industries
HealthcareEquestrianManufacturingRetailAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Las Cruces, NM
3.4×income-to-rent ratio

71% of income left after rent (median)

Ocala, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.