CostIndexUSA

Lancaster, PA vs Naples, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordablePA
Lancaster
98.3
overall index
$1,500/mo rent
FL
Naples
103.2
overall index
$2,650/mo rent

Lancaster is moderately cheaper than Naples — 5.0% lower overall cost of living.

To match an $80,000 salary in Lancaster, you would need $84,000 in Naples. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+38.0%
Lancaster
93.8
Naples
129.4
🛒 Groceries4.5%
Lancaster
100.7
Naples
96.2
🚗 Transportation+1.2%
Lancaster
102.6
Naples
103.8
🏥 Healthcare+1.2%
Lancaster
92.8
Naples
93.9
Utilities18.2%
Lancaster
107.3
Naples
87.8

Salary Equivalency Calculator

Enter your current salary in Lancaster to see what you'd need to earn in Naples to maintain the same purchasing power.

$
Equivalent salary in Naples, FL
$84,000
$4,000 more needed in Naples

Formula: salary × (103.2 ÷ 98.3) = salary × 1.0498. Based on BEA Regional Price Parities.

Housing Market

Lancaster, PA

Median Home Price
$372,000
Median Monthly Rent
$1,500
Housing Index
93.8
Price-to-Rent Ratio
20.7×

Naples, FL

Median Home Price
$551,000
Median Monthly Rent
$2,650
Housing Index
129.4
Price-to-Rent Ratio
17.3×

Naples has 38.0% higher housing costs compared to Lancaster.

Income & Job Market

Lancaster, PA

Median Household Income
$80,100
Per Capita Income
$45,700
Unemployment Rate
3.2%
Population
59,322
Top Industries
HealthcareManufacturingRetailTourismAgriculture

Naples, FL

Median Household Income
$90,100
Per Capita Income
$51,400
Unemployment Rate
2%
Population
21,661
Top Industries
TourismHealthcareReal EstateFinanceRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Lancaster, PA
4.5×income-to-rent ratio

78% of income left after rent (median)

Naples, FL
2.8×income-to-rent ratio

65% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.