CostIndexUSA

Killeen, TX vs St. Cloud, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

TX
Killeen
91.1
overall index
$1,325/mo rent
More AffordableMN
St. Cloud
87.6
overall index
$1,175/mo rent

St. Cloud is slightly cheaper than Killeen — 3.8% lower overall cost of living.

To match an $80,000 salary in Killeen, you would need $76,900 in St. Cloud. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing16.4%
Killeen
77.9
St. Cloud
65.1
🛒 Groceries+1.7%
Killeen
93.8
St. Cloud
95.4
🚗 Transportation4.3%
Killeen
101.1
St. Cloud
96.8
🏥 Healthcare4.2%
Killeen
91.4
St. Cloud
87.6
Utilities+9.2%
Killeen
81.2
St. Cloud
88.7

Salary Equivalency Calculator

Enter your current salary in Killeen to see what you'd need to earn in St. Cloud to maintain the same purchasing power.

$
Equivalent salary in St. Cloud, MN
$76,900
$3,100 less needed in St. Cloud

Formula: salary × (87.6 ÷ 91.1) = salary × 0.9616. Based on BEA Regional Price Parities.

Housing Market

Killeen, TX

Median Home Price
$247,000
Median Monthly Rent
$1,325
Housing Index
77.9
Price-to-Rent Ratio
15.5×

St. Cloud, MN

Median Home Price
$302,000
Median Monthly Rent
$1,175
Housing Index
65.1
Price-to-Rent Ratio
21.4×

Killeen has 16.4% lower housing costs compared to St. Cloud.

Income & Job Market

Killeen, TX

Median Household Income
$71,000
Per Capita Income
$40,500
Unemployment Rate
5.2%
Population
154,823
Top Industries
MilitaryHealthcareRetailGovernmentManufacturing

St. Cloud, MN

Median Household Income
$74,000
Per Capita Income
$42,200
Unemployment Rate
3.7%
Population
67,984
Top Industries
HealthcareManufacturingEducationRetailTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Killeen, TX
4.5×income-to-rent ratio

78% of income left after rent (median)

St. Cloud, MN
5.2×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.