CostIndexUSA

Kalamazoo, MI vs Santa Cruz, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMI
Kalamazoo
94.8
overall index
$1,350/mo rent
CA
Santa Cruz
109.9
overall index
$3,425/mo rent

Kalamazoo is significantly cheaper than Santa Cruz — 15.9% lower overall cost of living.

To match an $80,000 salary in Kalamazoo, you would need $92,700 in Santa Cruz. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+101.3%
Kalamazoo
81.6
Santa Cruz
164.3
🛒 Groceries+12.3%
Kalamazoo
93.7
Santa Cruz
105.2
🚗 Transportation+0.8%
Kalamazoo
104.5
Santa Cruz
105.3
🏥 Healthcare+0.7%
Kalamazoo
94.6
Santa Cruz
95.3
Utilities+53.8%
Kalamazoo
99.3
Santa Cruz
152.7

Salary Equivalency Calculator

Enter your current salary in Kalamazoo to see what you'd need to earn in Santa Cruz to maintain the same purchasing power.

$
Equivalent salary in Santa Cruz, CA
$92,700
$12,700 more needed in Santa Cruz

Formula: salary × (109.9 ÷ 94.8) = salary × 1.1593. Based on BEA Regional Price Parities.

Housing Market

Kalamazoo, MI

Median Home Price
$262,000
Median Monthly Rent
$1,350
Housing Index
81.6
Price-to-Rent Ratio
16.2×

Santa Cruz, CA

Median Home Price
$1,091,000
Median Monthly Rent
$3,425
Housing Index
164.3
Price-to-Rent Ratio
26.5×

Santa Cruz has 101.3% higher housing costs compared to Kalamazoo.

Income & Job Market

Kalamazoo, MI

Median Household Income
$67,200
Per Capita Income
$38,300
Unemployment Rate
2.9%
Population
72,305
Top Industries
HealthcareEducationManufacturingPharmaceuticalsFinance

Santa Cruz, CA

Median Household Income
$105,600
Per Capita Income
$60,200
Unemployment Rate
5.8%
Population
64,725
Top Industries
EducationTechnologyTourismAgricultureHealthcare

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Kalamazoo, MI
4.1×income-to-rent ratio

76% of income left after rent (median)

Santa Cruz, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.