CostIndexUSA

Kahului, HI vs San Francisco, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableHI
Kahului
109.4
overall index
$3,525/mo rent
CA
San Francisco
115.6
overall index
$3,075/mo rent

Kahului is moderately cheaper than San Francisco — 5.7% lower overall cost of living.

To match an $80,000 salary in Kahului, you would need $84,500 in San Francisco. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+63.3%
Kahului
119.2
San Francisco
194.7
🛒 Groceries2.8%
Kahului
111.6
San Francisco
108.5
🚗 Transportation+3.2%
Kahului
108
San Francisco
111.5
🏥 Healthcare+3.2%
Kahului
97.8
San Francisco
100.9
Utilities9.4%
Kahului
190.6
San Francisco
172.6

Salary Equivalency Calculator

Enter your current salary in Kahului to see what you'd need to earn in San Francisco to maintain the same purchasing power.

$
Equivalent salary in San Francisco, CA
$84,500
$4,500 more needed in San Francisco

Formula: salary × (115.6 ÷ 109.4) = salary × 1.0567. Based on BEA Regional Price Parities.

Housing Market

Kahului, HI

Median Home Price
$989,000
Median Monthly Rent
$3,525
Housing Index
119.2
Price-to-Rent Ratio
23.4×

San Francisco, CA

Median Home Price
$1,090,000
Median Monthly Rent
$3,075
Housing Index
194.7
Price-to-Rent Ratio
29.5×

San Francisco has 63.3% higher housing costs compared to Kahului.

Income & Job Market

Kahului, HI

Median Household Income
$83,700
Per Capita Income
$47,700
Unemployment Rate
3%
Population
26,337
Top Industries
TourismHealthcareRetailAgricultureGovernment

San Francisco, CA

Median Household Income
$127,800
Per Capita Income
$72,800
Unemployment Rate
5%
Population
873,965
Top Industries
TechnologyFinanceTourismHealthcareMedia

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Kahului, HI
2.0×income-to-rent ratio

49% of income left after rent (median)

San Francisco, CA
3.5×income-to-rent ratio

71% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.