CostIndexUSA

Kahului, HI vs San Bernardino, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

HI
Kahului
109.4
overall index
$3,525/mo rent
More AffordableCA
San Bernardino
106.4
overall index
$2,475/mo rent

San Bernardino is slightly cheaper than Kahului — 2.7% lower overall cost of living.

To match an $80,000 salary in Kahului, you would need $77,800 in San Bernardino. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+8.5%
Kahului
119.2
San Bernardino
129.3
🛒 Groceries9.1%
Kahului
111.6
San Bernardino
101.4
🚗 Transportation1.6%
Kahului
108
San Bernardino
106.3
🏥 Healthcare1.6%
Kahului
97.8
San Bernardino
96.2
Utilities22.0%
Kahului
190.6
San Bernardino
148.6

Salary Equivalency Calculator

Enter your current salary in Kahului to see what you'd need to earn in San Bernardino to maintain the same purchasing power.

$
Equivalent salary in San Bernardino, CA
$77,800
$2,200 less needed in San Bernardino

Formula: salary × (106.4 ÷ 109.4) = salary × 0.9726. Based on BEA Regional Price Parities.

Housing Market

Kahului, HI

Median Home Price
$989,000
Median Monthly Rent
$3,525
Housing Index
119.2
Price-to-Rent Ratio
23.4×

San Bernardino, CA

Median Home Price
$576,000
Median Monthly Rent
$2,475
Housing Index
129.3
Price-to-Rent Ratio
19.4×

San Bernardino has 8.5% higher housing costs compared to Kahului.

Income & Job Market

Kahului, HI

Median Household Income
$83,700
Per Capita Income
$47,700
Unemployment Rate
3%
Population
26,337
Top Industries
TourismHealthcareRetailAgricultureGovernment

San Bernardino, CA

Median Household Income
$87,800
Per Capita Income
$50,000
Unemployment Rate
5.6%
Population
222,101
Top Industries
HealthcareLogisticsGovernmentRetailManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Kahului, HI
2.0×income-to-rent ratio

49% of income left after rent (median)

San Bernardino, CA
3.0×income-to-rent ratio

66% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.