CostIndexUSA

Kahului, HI vs Ocala, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

HI
Kahului
109.4
overall index
$3,525/mo rent
More AffordableFL
Ocala
95.2
overall index
$1,600/mo rent

Ocala is moderately cheaper than Kahului — 13.0% lower overall cost of living.

To match an $80,000 salary in Kahului, you would need $69,600 in Ocala. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing27.7%
Kahului
119.2
Ocala
86.2
🛒 Groceries13.8%
Kahului
111.6
Ocala
96.2
🚗 Transportation3.9%
Kahului
108
Ocala
103.8
🏥 Healthcare4.0%
Kahului
97.8
Ocala
93.9
Utilities54.3%
Kahului
190.6
Ocala
87.1

Salary Equivalency Calculator

Enter your current salary in Kahului to see what you'd need to earn in Ocala to maintain the same purchasing power.

$
Equivalent salary in Ocala, FL
$69,600
$10,400 less needed in Ocala

Formula: salary × (95.2 ÷ 109.4) = salary × 0.8702. Based on BEA Regional Price Parities.

Housing Market

Kahului, HI

Median Home Price
$989,000
Median Monthly Rent
$3,525
Housing Index
119.2
Price-to-Rent Ratio
23.4×

Ocala, FL

Median Home Price
$271,000
Median Monthly Rent
$1,600
Housing Index
86.2
Price-to-Rent Ratio
14.1×

Kahului has 27.7% lower housing costs compared to Ocala.

Income & Job Market

Kahului, HI

Median Household Income
$83,700
Per Capita Income
$47,700
Unemployment Rate
3%
Population
26,337
Top Industries
TourismHealthcareRetailAgricultureGovernment

Ocala, FL

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
5.1%
Population
63,591
Top Industries
HealthcareEquestrianManufacturingRetailAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Kahului, HI
2.0×income-to-rent ratio

49% of income left after rent (median)

Ocala, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.