CostIndexUSA

Jersey City, NJ vs Mobile, AL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

NJ
Jersey City
112.6
overall index
$3,225/mo rent
More AffordableAL
Mobile
88.1
overall index
$1,250/mo rent

Mobile is significantly cheaper than Jersey City — 21.8% lower overall cost of living.

To match an $80,000 salary in Jersey City, you would need $62,600 in Mobile. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing59.6%
Jersey City
148.6
Mobile
60.1
🛒 Groceries12.6%
Jersey City
110.3
Mobile
96.4
🚗 Transportation8.6%
Jersey City
111.1
Mobile
101.5
🏥 Healthcare8.6%
Jersey City
100.5
Mobile
91.9
Utilities33.7%
Jersey City
127
Mobile
84.2

Salary Equivalency Calculator

Enter your current salary in Jersey City to see what you'd need to earn in Mobile to maintain the same purchasing power.

$
Equivalent salary in Mobile, AL
$62,600
$17,400 less needed in Mobile

Formula: salary × (88.1 ÷ 112.6) = salary × 0.7824. Based on BEA Regional Price Parities.

Housing Market

Jersey City, NJ

Median Home Price
$703,000
Median Monthly Rent
$3,225
Housing Index
148.6
Price-to-Rent Ratio
18.2×

Mobile, AL

Median Home Price
$187,000
Median Monthly Rent
$1,250
Housing Index
60.1
Price-to-Rent Ratio
12.5×

Jersey City has 59.6% lower housing costs compared to Mobile.

Income & Job Market

Jersey City, NJ

Median Household Income
$95,200
Per Capita Income
$54,300
Unemployment Rate
5.2%
Population
292,449
Top Industries
FinanceHealthcareTechnologyRetailGovernment

Mobile, AL

Median Household Income
$55,400
Per Capita Income
$31,600
Unemployment Rate
3.1%
Population
187,041
Top Industries
HealthcareManufacturingLogisticsMilitaryAerospace

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Jersey City, NJ
2.5×income-to-rent ratio

59% of income left after rent (median)

Mobile, AL
3.7×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.