CostIndexUSA

Jersey City, NJ vs Little Rock, AR Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

NJ
Jersey City
112.6
overall index
$3,225/mo rent
More AffordableAR
Little Rock
89.4
overall index
$1,200/mo rent

Little Rock is significantly cheaper than Jersey City — 20.6% lower overall cost of living.

To match an $80,000 salary in Jersey City, you would need $63,500 in Little Rock. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing54.0%
Jersey City
148.6
Little Rock
68.3
🛒 Groceries15.1%
Jersey City
110.3
Little Rock
93.6
🚗 Transportation9.9%
Jersey City
111.1
Little Rock
100.1
🏥 Healthcare10.0%
Jersey City
100.5
Little Rock
90.5
Utilities41.3%
Jersey City
127
Little Rock
74.6

Salary Equivalency Calculator

Enter your current salary in Jersey City to see what you'd need to earn in Little Rock to maintain the same purchasing power.

$
Equivalent salary in Little Rock, AR
$63,500
$16,500 less needed in Little Rock

Formula: salary × (89.4 ÷ 112.6) = salary × 0.7940. Based on BEA Regional Price Parities.

Housing Market

Jersey City, NJ

Median Home Price
$703,000
Median Monthly Rent
$3,225
Housing Index
148.6
Price-to-Rent Ratio
18.2×

Little Rock, AR

Median Home Price
$222,000
Median Monthly Rent
$1,200
Housing Index
68.3
Price-to-Rent Ratio
15.4×

Jersey City has 54.0% lower housing costs compared to Little Rock.

Income & Job Market

Jersey City, NJ

Median Household Income
$95,200
Per Capita Income
$54,300
Unemployment Rate
5.2%
Population
292,449
Top Industries
FinanceHealthcareTechnologyRetailGovernment

Little Rock, AR

Median Household Income
$66,200
Per Capita Income
$37,700
Unemployment Rate
3.4%
Population
202,591
Top Industries
GovernmentHealthcareRetailFinanceManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Jersey City, NJ
2.5×income-to-rent ratio

59% of income left after rent (median)

Little Rock, AR
4.6×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.