CostIndexUSA

Jacksonville, FL vs Toledo, OH Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Jacksonville
99.5
overall index
$1,650/mo rent
More AffordableOH
Toledo
91.5
overall index
$1,150/mo rent

Toledo is moderately cheaper than Jacksonville — 8.0% lower overall cost of living.

To match an $80,000 salary in Jacksonville, you would need $73,600 in Toledo. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing38.7%
Jacksonville
109.8
Toledo
67.3
🛒 Groceries2.7%
Jacksonville
96.2
Toledo
93.6
🚗 Transportation≈ Equal
Jacksonville
103.8
Toledo
103.9
🏥 Healthcare≈ Equal
Jacksonville
93.9
Toledo
94
Utilities+10.1%
Jacksonville
87.5
Toledo
96.3

Salary Equivalency Calculator

Enter your current salary in Jacksonville to see what you'd need to earn in Toledo to maintain the same purchasing power.

$
Equivalent salary in Toledo, OH
$73,600
$6,400 less needed in Toledo

Formula: salary × (91.5 ÷ 99.5) = salary × 0.9196. Based on BEA Regional Price Parities.

Housing Market

Jacksonville, FL

Median Home Price
$344,000
Median Monthly Rent
$1,650
Housing Index
109.8
Price-to-Rent Ratio
17.4×

Toledo, OH

Median Home Price
$190,000
Median Monthly Rent
$1,150
Housing Index
67.3
Price-to-Rent Ratio
13.8×

Jacksonville has 38.7% lower housing costs compared to Toledo.

Income & Job Market

Jacksonville, FL

Median Household Income
$77,000
Per Capita Income
$43,900
Unemployment Rate
3.8%
Population
949,611
Top Industries
MilitaryLogisticsHealthcareFinanceManufacturing

Toledo, OH

Median Household Income
$63,100
Per Capita Income
$36,000
Unemployment Rate
5.1%
Population
270,871
Top Industries
ManufacturingHealthcareGovernmentRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Jacksonville, FL
3.9×income-to-rent ratio

74% of income left after rent (median)

Toledo, OH
4.6×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.