CostIndexUSA

Jacksonville, FL vs Rochester, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Jacksonville
99.5
overall index
$1,650/mo rent
More AffordableNY
Rochester
97
overall index
$1,475/mo rent

Rochester is slightly cheaper than Jacksonville — 2.5% lower overall cost of living.

To match an $80,000 salary in Jacksonville, you would need $78,000 in Rochester. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing20.3%
Jacksonville
109.8
Rochester
87.5
🛒 Groceries+3.6%
Jacksonville
96.2
Rochester
99.7
🚗 Transportation1.2%
Jacksonville
103.8
Rochester
102.6
🏥 Healthcare1.1%
Jacksonville
93.9
Rochester
92.9
Utilities+52.2%
Jacksonville
87.5
Rochester
133.2

Salary Equivalency Calculator

Enter your current salary in Jacksonville to see what you'd need to earn in Rochester to maintain the same purchasing power.

$
Equivalent salary in Rochester, NY
$78,000
$2,000 less needed in Rochester

Formula: salary × (97 ÷ 99.5) = salary × 0.9749. Based on BEA Regional Price Parities.

Housing Market

Jacksonville, FL

Median Home Price
$344,000
Median Monthly Rent
$1,650
Housing Index
109.8
Price-to-Rent Ratio
17.4×

Rochester, NY

Median Home Price
$262,000
Median Monthly Rent
$1,475
Housing Index
87.5
Price-to-Rent Ratio
14.8×

Jacksonville has 20.3% lower housing costs compared to Rochester.

Income & Job Market

Jacksonville, FL

Median Household Income
$77,000
Per Capita Income
$43,900
Unemployment Rate
3.8%
Population
949,611
Top Industries
MilitaryLogisticsHealthcareFinanceManufacturing

Rochester, NY

Median Household Income
$73,300
Per Capita Income
$41,800
Unemployment Rate
3.9%
Population
211,328
Top Industries
HealthcareTechnologyEducationManufacturingFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Jacksonville, FL
3.9×income-to-rent ratio

74% of income left after rent (median)

Rochester, NY
4.1×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.