CostIndexUSA

Jacksonville, FL vs Ocala, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Jacksonville
99.5
overall index
$1,650/mo rent
More AffordableFL
Ocala
95.2
overall index
$1,600/mo rent

Ocala is slightly cheaper than Jacksonville — 4.3% lower overall cost of living.

To match an $80,000 salary in Jacksonville, you would need $76,500 in Ocala. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing21.5%
Jacksonville
109.8
Ocala
86.2
🛒 Groceries≈ Equal
Jacksonville
96.2
Ocala
96.2
🚗 Transportation≈ Equal
Jacksonville
103.8
Ocala
103.8
🏥 Healthcare≈ Equal
Jacksonville
93.9
Ocala
93.9
Utilities≈ Equal
Jacksonville
87.5
Ocala
87.1

Salary Equivalency Calculator

Enter your current salary in Jacksonville to see what you'd need to earn in Ocala to maintain the same purchasing power.

$
Equivalent salary in Ocala, FL
$76,500
$3,500 less needed in Ocala

Formula: salary × (95.2 ÷ 99.5) = salary × 0.9568. Based on BEA Regional Price Parities.

Housing Market

Jacksonville, FL

Median Home Price
$344,000
Median Monthly Rent
$1,650
Housing Index
109.8
Price-to-Rent Ratio
17.4×

Ocala, FL

Median Home Price
$271,000
Median Monthly Rent
$1,600
Housing Index
86.2
Price-to-Rent Ratio
14.1×

Jacksonville has 21.5% lower housing costs compared to Ocala.

Income & Job Market

Jacksonville, FL

Median Household Income
$77,000
Per Capita Income
$43,900
Unemployment Rate
3.8%
Population
949,611
Top Industries
MilitaryLogisticsHealthcareFinanceManufacturing

Ocala, FL

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
5.1%
Population
63,591
Top Industries
HealthcareEquestrianManufacturingRetailAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Jacksonville, FL
3.9×income-to-rent ratio

74% of income left after rent (median)

Ocala, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.