CostIndexUSA

Jacksonville, FL vs Lynchburg, VA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Jacksonville
99.5
overall index
$1,650/mo rent
More AffordableVA
Lynchburg
89.4
overall index
$1,300/mo rent

Lynchburg is moderately cheaper than Jacksonville — 10.2% lower overall cost of living.

To match an $80,000 salary in Jacksonville, you would need $71,900 in Lynchburg. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing41.8%
Jacksonville
109.8
Lynchburg
63.9
🛒 Groceries+0.6%
Jacksonville
96.2
Lynchburg
96.8
🚗 Transportation≈ Equal
Jacksonville
103.8
Lynchburg
103.5
🏥 Healthcare≈ Equal
Jacksonville
93.9
Lynchburg
93.7
Utilities≈ Equal
Jacksonville
87.5
Lynchburg
87.8

Salary Equivalency Calculator

Enter your current salary in Jacksonville to see what you'd need to earn in Lynchburg to maintain the same purchasing power.

$
Equivalent salary in Lynchburg, VA
$71,900
$8,100 less needed in Lynchburg

Formula: salary × (89.4 ÷ 99.5) = salary × 0.8985. Based on BEA Regional Price Parities.

Housing Market

Jacksonville, FL

Median Home Price
$344,000
Median Monthly Rent
$1,650
Housing Index
109.8
Price-to-Rent Ratio
17.4×

Lynchburg, VA

Median Home Price
$277,000
Median Monthly Rent
$1,300
Housing Index
63.9
Price-to-Rent Ratio
17.8×

Jacksonville has 41.8% lower housing costs compared to Lynchburg.

Income & Job Market

Jacksonville, FL

Median Household Income
$77,000
Per Capita Income
$43,900
Unemployment Rate
3.8%
Population
949,611
Top Industries
MilitaryLogisticsHealthcareFinanceManufacturing

Lynchburg, VA

Median Household Income
$67,100
Per Capita Income
$38,200
Unemployment Rate
2.9%
Population
82,168
Top Industries
HealthcareEducationManufacturingRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Jacksonville, FL
3.9×income-to-rent ratio

74% of income left after rent (median)

Lynchburg, VA
4.3×income-to-rent ratio

77% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.