CostIndexUSA

Iowa City, IA vs Modesto, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIA
Iowa City
91.5
overall index
$1,300/mo rent
CA
Modesto
104.1
overall index
$2,100/mo rent

Iowa City is moderately cheaper than Modesto — 13.8% lower overall cost of living.

To match an $80,000 salary in Iowa City, you would need $91,000 in Modesto. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+29.2%
Iowa City
84
Modesto
108.5
🛒 Groceries+12.3%
Iowa City
93.7
Modesto
105.2
🚗 Transportation+7.9%
Iowa City
97.6
Modesto
105.3
🏥 Healthcare+7.9%
Iowa City
88.3
Modesto
95.3
Utilities+82.0%
Iowa City
83.7
Modesto
152.3

Salary Equivalency Calculator

Enter your current salary in Iowa City to see what you'd need to earn in Modesto to maintain the same purchasing power.

$
Equivalent salary in Modesto, CA
$91,000
$11,000 more needed in Modesto

Formula: salary × (104.1 ÷ 91.5) = salary × 1.1377. Based on BEA Regional Price Parities.

Housing Market

Iowa City, IA

Median Home Price
$287,000
Median Monthly Rent
$1,300
Housing Index
84
Price-to-Rent Ratio
18.4×

Modesto, CA

Median Home Price
$457,000
Median Monthly Rent
$2,100
Housing Index
108.5
Price-to-Rent Ratio
18.1×

Modesto has 29.2% higher housing costs compared to Iowa City.

Income & Job Market

Iowa City, IA

Median Household Income
$71,900
Per Capita Income
$41,000
Unemployment Rate
2.3%
Population
74,398
Top Industries
EducationHealthcareTechnologyResearchGovernment

Modesto, CA

Median Household Income
$82,800
Per Capita Income
$47,200
Unemployment Rate
6.6%
Population
218,464
Top Industries
AgricultureHealthcareManufacturingRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Iowa City, IA
4.6×income-to-rent ratio

78% of income left after rent (median)

Modesto, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.