CostIndexUSA

Indianapolis, IN vs Rancho Cucamonga, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIN
Indianapolis
95.7
overall index
$1,500/mo rent
CA
Rancho Cucamonga
106.4
overall index
$2,475/mo rent

Indianapolis is moderately cheaper than Rancho Cucamonga — 11.2% lower overall cost of living.

To match an $80,000 salary in Indianapolis, you would need $88,900 in Rancho Cucamonga. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+45.4%
Indianapolis
88.9
Rancho Cucamonga
129.3
🛒 Groceries+7.5%
Indianapolis
94.3
Rancho Cucamonga
101.4
🚗 Transportation+2.1%
Indianapolis
104.1
Rancho Cucamonga
106.3
🏥 Healthcare+2.1%
Indianapolis
94.2
Rancho Cucamonga
96.2
Utilities+72.0%
Indianapolis
86.4
Rancho Cucamonga
148.6

Salary Equivalency Calculator

Enter your current salary in Indianapolis to see what you'd need to earn in Rancho Cucamonga to maintain the same purchasing power.

$
Equivalent salary in Rancho Cucamonga, CA
$88,900
$8,900 more needed in Rancho Cucamonga

Formula: salary × (106.4 ÷ 95.7) = salary × 1.1118. Based on BEA Regional Price Parities.

Housing Market

Indianapolis, IN

Median Home Price
$283,000
Median Monthly Rent
$1,500
Housing Index
88.9
Price-to-Rent Ratio
15.7×

Rancho Cucamonga, CA

Median Home Price
$576,000
Median Monthly Rent
$2,475
Housing Index
129.3
Price-to-Rent Ratio
19.4×

Rancho Cucamonga has 45.4% higher housing costs compared to Indianapolis.

Income & Job Market

Indianapolis, IN

Median Household Income
$77,900
Per Capita Income
$44,400
Unemployment Rate
3.4%
Population
887,642
Top Industries
HealthcareManufacturingFinanceLogisticsSports

Rancho Cucamonga, CA

Median Household Income
$87,800
Per Capita Income
$50,000
Unemployment Rate
5.6%
Population
174,453
Top Industries
ManufacturingLogisticsHealthcareRetailFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Indianapolis, IN
4.3×income-to-rent ratio

77% of income left after rent (median)

Rancho Cucamonga, CA
3.0×income-to-rent ratio

66% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.