CostIndexUSA

Honolulu, HI vs Ocala, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

HI
Honolulu
100
overall index
$1,500/mo rent
More AffordableFL
Ocala
95.2
overall index
$1,600/mo rent

Ocala is slightly cheaper than Honolulu — 4.8% lower overall cost of living.

To match an $80,000 salary in Honolulu, you would need $76,200 in Ocala. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing13.8%
Honolulu
100
Ocala
86.2
🛒 Groceries3.8%
Honolulu
100
Ocala
96.2
🚗 Transportation+3.8%
Honolulu
100
Ocala
103.8
🏥 Healthcare6.1%
Honolulu
100
Ocala
93.9
Utilities12.9%
Honolulu
100
Ocala
87.1

Salary Equivalency Calculator

Enter your current salary in Honolulu to see what you'd need to earn in Ocala to maintain the same purchasing power.

$
Equivalent salary in Ocala, FL
$76,200
$3,800 less needed in Ocala

Formula: salary × (95.2 ÷ 100) = salary × 0.9520. Based on BEA Regional Price Parities.

Housing Market

Honolulu, HI

Median Home Price
$420,000
Median Monthly Rent
$1,500
Housing Index
100
Price-to-Rent Ratio
23.3×

Ocala, FL

Median Home Price
$271,000
Median Monthly Rent
$1,600
Housing Index
86.2
Price-to-Rent Ratio
14.1×

Honolulu has 13.8% lower housing costs compared to Ocala.

Income & Job Market

Honolulu, HI

Median Household Income
$75,000
Per Capita Income
$42,700
Unemployment Rate
3.7%
Population
350,964
Top Industries
TourismMilitaryHealthcareGovernmentRetail

Ocala, FL

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
5.1%
Population
63,591
Top Industries
HealthcareEquestrianManufacturingRetailAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Honolulu, HI
4.2×income-to-rent ratio

76% of income left after rent (median)

Ocala, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.