CostIndexUSA

Honolulu, HI vs Louisville, KY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

HI
Honolulu
100
overall index
$1,500/mo rent
More AffordableKY
Louisville
93.1
overall index
$1,350/mo rent

Louisville is moderately cheaper than Honolulu — 6.9% lower overall cost of living.

To match an $80,000 salary in Honolulu, you would need $74,500 in Louisville. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing21.4%
Honolulu
100
Louisville
78.6
🛒 Groceries3.8%
Honolulu
100
Louisville
96.2
🚗 Transportation+1.6%
Honolulu
100
Louisville
101.6
🏥 Healthcare8.0%
Honolulu
100
Louisville
92
Utilities25.0%
Honolulu
100
Louisville
75

Salary Equivalency Calculator

Enter your current salary in Honolulu to see what you'd need to earn in Louisville to maintain the same purchasing power.

$
Equivalent salary in Louisville, KY
$74,500
$5,500 less needed in Louisville

Formula: salary × (93.1 ÷ 100) = salary × 0.9310. Based on BEA Regional Price Parities.

Housing Market

Honolulu, HI

Median Home Price
$420,000
Median Monthly Rent
$1,500
Housing Index
100
Price-to-Rent Ratio
23.3×

Louisville, KY

Median Home Price
$270,000
Median Monthly Rent
$1,350
Housing Index
78.6
Price-to-Rent Ratio
16.7×

Honolulu has 21.4% lower housing costs compared to Louisville.

Income & Job Market

Honolulu, HI

Median Household Income
$75,000
Per Capita Income
$42,700
Unemployment Rate
3.7%
Population
350,964
Top Industries
TourismMilitaryHealthcareGovernmentRetail

Louisville, KY

Median Household Income
$68,900
Per Capita Income
$39,300
Unemployment Rate
4%
Population
633,045
Top Industries
HealthcareManufacturingLogisticsEducationAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Honolulu, HI
4.2×income-to-rent ratio

76% of income left after rent (median)

Louisville, KY
4.3×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.