CostIndexUSA

Hartford, CT vs Odessa, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CT
Hartford
102.7
overall index
$1,875/mo rent
More AffordableTX
Odessa
93.9
overall index
$1,550/mo rent

Odessa is moderately cheaper than Hartford — 8.6% lower overall cost of living.

To match an $80,000 salary in Hartford, you would need $73,100 in Odessa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing18.6%
Hartford
110.2
Odessa
89.7
🛒 Groceries3.6%
Hartford
97.3
Odessa
93.8
🚗 Transportation6.2%
Hartford
107.8
Odessa
101.1
🏥 Healthcare6.3%
Hartford
97.5
Odessa
91.4
Utilities42.8%
Hartford
144.9
Odessa
82.9

Salary Equivalency Calculator

Enter your current salary in Hartford to see what you'd need to earn in Odessa to maintain the same purchasing power.

$
Equivalent salary in Odessa, TX
$73,100
$6,900 less needed in Odessa

Formula: salary × (93.9 ÷ 102.7) = salary × 0.9143. Based on BEA Regional Price Parities.

Housing Market

Hartford, CT

Median Home Price
$377,000
Median Monthly Rent
$1,875
Housing Index
110.2
Price-to-Rent Ratio
16.8×

Odessa, TX

Median Home Price
$246,000
Median Monthly Rent
$1,550
Housing Index
89.7
Price-to-Rent Ratio
13.2×

Hartford has 18.6% lower housing costs compared to Odessa.

Income & Job Market

Hartford, CT

Median Household Income
$92,200
Per Capita Income
$52,600
Unemployment Rate
4.3%
Population
121,054
Top Industries
FinanceInsuranceHealthcareGovernmentEducation

Odessa, TX

Median Household Income
$66,600
Per Capita Income
$38,000
Unemployment Rate
1.9%
Population
122,555
Top Industries
EnergyOil & GasHealthcareManufacturingRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Hartford, CT
4.1×income-to-rent ratio

76% of income left after rent (median)

Odessa, TX
3.6×income-to-rent ratio

72% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.