CostIndexUSA

Harrisburg, PA vs Toledo, OH Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

PA
Harrisburg
98.7
overall index
$1,400/mo rent
More AffordableOH
Toledo
91.5
overall index
$1,150/mo rent

Toledo is moderately cheaper than Harrisburg — 7.3% lower overall cost of living.

To match an $80,000 salary in Harrisburg, you would need $74,200 in Toledo. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing30.1%
Harrisburg
96.3
Toledo
67.3
🛒 Groceries7.1%
Harrisburg
100.7
Toledo
93.6
🚗 Transportation+1.3%
Harrisburg
102.6
Toledo
103.9
🏥 Healthcare+1.3%
Harrisburg
92.8
Toledo
94
Utilities10.9%
Harrisburg
108.1
Toledo
96.3

Salary Equivalency Calculator

Enter your current salary in Harrisburg to see what you'd need to earn in Toledo to maintain the same purchasing power.

$
Equivalent salary in Toledo, OH
$74,200
$5,800 less needed in Toledo

Formula: salary × (91.5 ÷ 98.7) = salary × 0.9271. Based on BEA Regional Price Parities.

Housing Market

Harrisburg, PA

Median Home Price
$298,000
Median Monthly Rent
$1,400
Housing Index
96.3
Price-to-Rent Ratio
17.7×

Toledo, OH

Median Home Price
$190,000
Median Monthly Rent
$1,150
Housing Index
67.3
Price-to-Rent Ratio
13.8×

Harrisburg has 30.1% lower housing costs compared to Toledo.

Income & Job Market

Harrisburg, PA

Median Household Income
$76,800
Per Capita Income
$43,800
Unemployment Rate
3.6%
Population
49,192
Top Industries
GovernmentHealthcareFinanceEducationManufacturing

Toledo, OH

Median Household Income
$63,100
Per Capita Income
$36,000
Unemployment Rate
5.1%
Population
270,871
Top Industries
ManufacturingHealthcareGovernmentRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Harrisburg, PA
4.6×income-to-rent ratio

78% of income left after rent (median)

Toledo, OH
4.6×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.