CostIndexUSA

Harrisburg, PA vs Richmond, VA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

PA
Harrisburg
98.7
overall index
$1,400/mo rent
More AffordableVA
Richmond
97.9
overall index
$1,650/mo rent

Richmond is slightly cheaper than Harrisburg — 0.8% lower overall cost of living.

To match an $80,000 salary in Harrisburg, you would need $79,400 in Richmond. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+2.9%
Harrisburg
96.3
Richmond
99.1
🛒 Groceries3.9%
Harrisburg
100.7
Richmond
96.8
🚗 Transportation+0.9%
Harrisburg
102.6
Richmond
103.5
🏥 Healthcare+1.0%
Harrisburg
92.8
Richmond
93.7
Utilities17.5%
Harrisburg
108.1
Richmond
89.2

Salary Equivalency Calculator

Enter your current salary in Harrisburg to see what you'd need to earn in Richmond to maintain the same purchasing power.

$
Equivalent salary in Richmond, VA
$79,400
$600 less needed in Richmond

Formula: salary × (97.9 ÷ 98.7) = salary × 0.9919. Based on BEA Regional Price Parities.

Housing Market

Harrisburg, PA

Median Home Price
$298,000
Median Monthly Rent
$1,400
Housing Index
96.3
Price-to-Rent Ratio
17.7×

Richmond, VA

Median Home Price
$381,000
Median Monthly Rent
$1,650
Housing Index
99.1
Price-to-Rent Ratio
19.2×

Richmond has 2.9% higher housing costs compared to Harrisburg.

Income & Job Market

Harrisburg, PA

Median Household Income
$76,800
Per Capita Income
$43,800
Unemployment Rate
3.6%
Population
49,192
Top Industries
GovernmentHealthcareFinanceEducationManufacturing

Richmond, VA

Median Household Income
$84,300
Per Capita Income
$48,100
Unemployment Rate
3.9%
Population
226,610
Top Industries
FinanceHealthcareGovernmentManufacturingEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Harrisburg, PA
4.6×income-to-rent ratio

78% of income left after rent (median)

Richmond, VA
4.3×income-to-rent ratio

77% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.