CostIndexUSA

Harrisburg, PA vs Merced, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostPA
Harrisburg
98.7
overall index
$1,400/mo rent
CA
Merced
98.3
overall index
$1,850/mo rent

Harrisburg and Merced have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing18.4%
Harrisburg
96.3
Merced
78.6
🛒 Groceries+4.5%
Harrisburg
100.7
Merced
105.2
🚗 Transportation+2.6%
Harrisburg
102.6
Merced
105.3
🏥 Healthcare+2.7%
Harrisburg
92.8
Merced
95.3
Utilities+46.4%
Harrisburg
108.1
Merced
158.3

Salary Equivalency Calculator

Enter your current salary in Harrisburg to see what you'd need to earn in Merced to maintain the same purchasing power.

$
Equivalent salary in Merced, CA
$79,700
$300 less needed in Merced

Formula: salary × (98.3 ÷ 98.7) = salary × 0.9959. Based on BEA Regional Price Parities.

Housing Market

Harrisburg, PA

Median Home Price
$298,000
Median Monthly Rent
$1,400
Housing Index
96.3
Price-to-Rent Ratio
17.7×

Merced, CA

Median Home Price
$410,000
Median Monthly Rent
$1,850
Housing Index
78.6
Price-to-Rent Ratio
18.5×

Harrisburg has 18.4% lower housing costs compared to Merced.

Income & Job Market

Harrisburg, PA

Median Household Income
$76,800
Per Capita Income
$43,800
Unemployment Rate
3.6%
Population
49,192
Top Industries
GovernmentHealthcareFinanceEducationManufacturing

Merced, CA

Median Household Income
$57,600
Per Capita Income
$32,800
Unemployment Rate
9.2%
Population
86,333
Top Industries
AgricultureEducationHealthcareGovernmentLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Harrisburg, PA
4.6×income-to-rent ratio

78% of income left after rent (median)

Merced, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.