CostIndexUSA

Hagerstown, MD vs Yuma, AZ Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MD
Hagerstown
94.2
overall index
$1,550/mo rent
More AffordableAZ
Yuma
92.7
overall index
$1,375/mo rent

Yuma is slightly cheaper than Hagerstown — 1.6% lower overall cost of living.

To match an $80,000 salary in Hagerstown, you would need $78,700 in Yuma. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing2.5%
Hagerstown
75.7
Yuma
73.8
🛒 Groceries≈ Equal
Hagerstown
96.4
Yuma
96.2
🚗 Transportation≈ Equal
Hagerstown
104.5
Yuma
104.8
🏥 Healthcare≈ Equal
Hagerstown
94.5
Yuma
94.8
Utilities8.3%
Hagerstown
95.7
Yuma
87.8

Salary Equivalency Calculator

Enter your current salary in Hagerstown to see what you'd need to earn in Yuma to maintain the same purchasing power.

$
Equivalent salary in Yuma, AZ
$78,700
$1,300 less needed in Yuma

Formula: salary × (92.7 ÷ 94.2) = salary × 0.9841. Based on BEA Regional Price Parities.

Housing Market

Hagerstown, MD

Median Home Price
$313,000
Median Monthly Rent
$1,550
Housing Index
75.7
Price-to-Rent Ratio
16.8×

Yuma, AZ

Median Home Price
$279,000
Median Monthly Rent
$1,375
Housing Index
73.8
Price-to-Rent Ratio
16.9×

Hagerstown has 2.5% lower housing costs compared to Yuma.

Income & Job Market

Hagerstown, MD

Median Household Income
$75,400
Per Capita Income
$43,000
Unemployment Rate
4.4%
Population
43,484
Top Industries
HealthcareManufacturingLogisticsRetailGovernment

Yuma, AZ

Median Household Income
$62,900
Per Capita Income
$35,900
Unemployment Rate
6.8%
Population
95,548
Top Industries
MilitaryAgricultureHealthcareRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Hagerstown, MD
4.1×income-to-rent ratio

75% of income left after rent (median)

Yuma, AZ
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.