CostIndexUSA

Grand Junction, CO vs Saginaw, MI Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CO
Grand Junction
95.5
overall index
$1,725/mo rent
More AffordableMI
Saginaw
90.9
overall index
$1,000/mo rent

Saginaw is slightly cheaper than Grand Junction — 4.8% lower overall cost of living.

To match an $80,000 salary in Grand Junction, you would need $76,100 in Saginaw. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing26.4%
Grand Junction
86.4
Saginaw
63.6
🛒 Groceries2.5%
Grand Junction
96.1
Saginaw
93.7
🚗 Transportation≈ Equal
Grand Junction
104.8
Saginaw
104.5
🏥 Healthcare≈ Equal
Grand Junction
94.8
Saginaw
94.6
Utilities+15.0%
Grand Junction
83.3
Saginaw
95.8

Salary Equivalency Calculator

Enter your current salary in Grand Junction to see what you'd need to earn in Saginaw to maintain the same purchasing power.

$
Equivalent salary in Saginaw, MI
$76,100
$3,900 less needed in Saginaw

Formula: salary × (90.9 ÷ 95.5) = salary × 0.9518. Based on BEA Regional Price Parities.

Housing Market

Grand Junction, CO

Median Home Price
$418,000
Median Monthly Rent
$1,725
Housing Index
86.4
Price-to-Rent Ratio
20.2×

Saginaw, MI

Median Home Price
$160,000
Median Monthly Rent
$1,000
Housing Index
63.6
Price-to-Rent Ratio
13.3×

Grand Junction has 26.4% lower housing costs compared to Saginaw.

Income & Job Market

Grand Junction, CO

Median Household Income
$64,700
Per Capita Income
$36,900
Unemployment Rate
4.4%
Population
64,785
Top Industries
EnergyHealthcareAgricultureRetailGovernment

Saginaw, MI

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
6.2%
Population
44,909
Top Industries
HealthcareManufacturingGovernmentRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Grand Junction, CO
3.1×income-to-rent ratio

68% of income left after rent (median)

Saginaw, MI
4.9×income-to-rent ratio

80% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.