CostIndexUSA

Garland, TX vs Sioux Falls, SD Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

TX
Garland
103.1
overall index
$1,775/mo rent
More AffordableSD
Sioux Falls
90.6
overall index
$1,225/mo rent

Sioux Falls is moderately cheaper than Garland — 12.1% lower overall cost of living.

To match an $80,000 salary in Garland, you would need $70,300 in Sioux Falls. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing34.2%
Garland
117.9
Sioux Falls
77.6
🛒 Groceries7.1%
Garland
102.8
Sioux Falls
95.5
🚗 Transportation7.8%
Garland
104.7
Sioux Falls
96.5
🏥 Healthcare7.8%
Garland
94.7
Sioux Falls
87.3
Utilities11.0%
Garland
90.7
Sioux Falls
80.7

Salary Equivalency Calculator

Enter your current salary in Garland to see what you'd need to earn in Sioux Falls to maintain the same purchasing power.

$
Equivalent salary in Sioux Falls, SD
$70,300
$9,700 less needed in Sioux Falls

Formula: salary × (90.6 ÷ 103.1) = salary × 0.8788. Based on BEA Regional Price Parities.

Housing Market

Garland, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Sioux Falls, SD

Median Home Price
$329,000
Median Monthly Rent
$1,225
Housing Index
77.6
Price-to-Rent Ratio
22.4×

Garland has 34.2% lower housing costs compared to Sioux Falls.

Income & Job Market

Garland, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
246,018
Top Industries
ManufacturingHealthcareTechnologyRetailLogistics

Sioux Falls, SD

Median Household Income
$76,200
Per Capita Income
$43,400
Unemployment Rate
2%
Population
192,517
Top Industries
FinanceHealthcareRetailManufacturingAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Garland, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Sioux Falls, SD
5.2×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.