CostIndexUSA

Garland, TX vs San Bernardino, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
Garland
103.1
overall index
$1,775/mo rent
CA
San Bernardino
106.4
overall index
$2,475/mo rent

Garland is slightly cheaper than San Bernardino — 3.2% lower overall cost of living.

To match an $80,000 salary in Garland, you would need $82,600 in San Bernardino. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+9.7%
Garland
117.9
San Bernardino
129.3
🛒 Groceries1.4%
Garland
102.8
San Bernardino
101.4
🚗 Transportation+1.5%
Garland
104.7
San Bernardino
106.3
🏥 Healthcare+1.6%
Garland
94.7
San Bernardino
96.2
Utilities+63.8%
Garland
90.7
San Bernardino
148.6

Salary Equivalency Calculator

Enter your current salary in Garland to see what you'd need to earn in San Bernardino to maintain the same purchasing power.

$
Equivalent salary in San Bernardino, CA
$82,600
$2,600 more needed in San Bernardino

Formula: salary × (106.4 ÷ 103.1) = salary × 1.0320. Based on BEA Regional Price Parities.

Housing Market

Garland, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

San Bernardino, CA

Median Home Price
$576,000
Median Monthly Rent
$2,475
Housing Index
129.3
Price-to-Rent Ratio
19.4×

San Bernardino has 9.7% higher housing costs compared to Garland.

Income & Job Market

Garland, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
246,018
Top Industries
ManufacturingHealthcareTechnologyRetailLogistics

San Bernardino, CA

Median Household Income
$87,800
Per Capita Income
$50,000
Unemployment Rate
5.6%
Population
222,101
Top Industries
HealthcareLogisticsGovernmentRetailManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Garland, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

San Bernardino, CA
3.0×income-to-rent ratio

66% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.