CostIndexUSA

Garland, TX vs Phoenix, AZ Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostTX
Garland
103.1
overall index
$1,775/mo rent
AZ
Phoenix
103.3
overall index
$1,725/mo rent

Garland and Phoenix have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+2.8%
Garland
117.9
Phoenix
121.2
🛒 Groceries7.6%
Garland
102.8
Phoenix
95
🚗 Transportation+4.3%
Garland
104.7
Phoenix
109.2
🏥 Healthcare+4.3%
Garland
94.7
Phoenix
98.8
Utilities+2.9%
Garland
90.7
Phoenix
93.3

Salary Equivalency Calculator

Enter your current salary in Garland to see what you'd need to earn in Phoenix to maintain the same purchasing power.

$
Equivalent salary in Phoenix, AZ
$80,200
$200 more needed in Phoenix

Formula: salary × (103.3 ÷ 103.1) = salary × 1.0019. Based on BEA Regional Price Parities.

Housing Market

Garland, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Phoenix, AZ

Median Home Price
$442,000
Median Monthly Rent
$1,725
Housing Index
121.2
Price-to-Rent Ratio
21.4×

Phoenix has 2.8% higher housing costs compared to Garland.

Income & Job Market

Garland, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
246,018
Top Industries
ManufacturingHealthcareTechnologyRetailLogistics

Phoenix, AZ

Median Household Income
$85,700
Per Capita Income
$48,800
Unemployment Rate
3.8%
Population
1,608,139
Top Industries
TechnologyHealthcareReal EstateTourismFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Garland, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Phoenix, AZ
4.1×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.