CostIndexUSA

Garland, TX vs McAllen, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

TX
Garland
103.1
overall index
$1,775/mo rent
More AffordableTX
McAllen
85.9
overall index
$1,100/mo rent

McAllen is significantly cheaper than Garland — 16.7% lower overall cost of living.

To match an $80,000 salary in Garland, you would need $66,700 in McAllen. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing52.6%
Garland
117.9
McAllen
55.9
🛒 Groceries8.8%
Garland
102.8
McAllen
93.8
🚗 Transportation3.4%
Garland
104.7
McAllen
101.1
🏥 Healthcare3.5%
Garland
94.7
McAllen
91.4
Utilities10.5%
Garland
90.7
McAllen
81.2

Salary Equivalency Calculator

Enter your current salary in Garland to see what you'd need to earn in McAllen to maintain the same purchasing power.

$
Equivalent salary in McAllen, TX
$66,700
$13,300 less needed in McAllen

Formula: salary × (85.9 ÷ 103.1) = salary × 0.8332. Based on BEA Regional Price Parities.

Housing Market

Garland, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

McAllen, TX

Median Home Price
$188,000
Median Monthly Rent
$1,100
Housing Index
55.9
Price-to-Rent Ratio
14.2×

Garland has 52.6% lower housing costs compared to McAllen.

Income & Job Market

Garland, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
246,018
Top Industries
ManufacturingHealthcareTechnologyRetailLogistics

McAllen, TX

Median Household Income
$53,700
Per Capita Income
$30,600
Unemployment Rate
5.6%
Population
142,212
Top Industries
International TradeHealthcareRetailGovernmentEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Garland, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

McAllen, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.