CostIndexUSA

Garland, TX vs Kahului, HI Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
Garland
103.1
overall index
$1,775/mo rent
HI
Kahului
109.4
overall index
$3,525/mo rent

Garland is moderately cheaper than Kahului — 6.1% lower overall cost of living.

To match an $80,000 salary in Garland, you would need $84,900 in Kahului. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+1.1%
Garland
117.9
Kahului
119.2
🛒 Groceries+8.6%
Garland
102.8
Kahului
111.6
🚗 Transportation+3.2%
Garland
104.7
Kahului
108
🏥 Healthcare+3.3%
Garland
94.7
Kahului
97.8
Utilities+110.1%
Garland
90.7
Kahului
190.6

Salary Equivalency Calculator

Enter your current salary in Garland to see what you'd need to earn in Kahului to maintain the same purchasing power.

$
Equivalent salary in Kahului, HI
$84,900
$4,900 more needed in Kahului

Formula: salary × (109.4 ÷ 103.1) = salary × 1.0611. Based on BEA Regional Price Parities.

Housing Market

Garland, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Kahului, HI

Median Home Price
$989,000
Median Monthly Rent
$3,525
Housing Index
119.2
Price-to-Rent Ratio
23.4×

Kahului has 1.1% higher housing costs compared to Garland.

Income & Job Market

Garland, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
246,018
Top Industries
ManufacturingHealthcareTechnologyRetailLogistics

Kahului, HI

Median Household Income
$83,700
Per Capita Income
$47,700
Unemployment Rate
3%
Population
26,337
Top Industries
TourismHealthcareRetailAgricultureGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Garland, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Kahului, HI
2.0×income-to-rent ratio

49% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.