CostIndexUSA

Gainesville, FL vs Springfield, MO Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Gainesville
96.7
overall index
$1,650/mo rent
More AffordableMO
Springfield
88.6
overall index
$1,275/mo rent

Springfield is moderately cheaper than Gainesville — 8.4% lower overall cost of living.

To match an $80,000 salary in Gainesville, you would need $73,300 in Springfield. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing29.5%
Gainesville
93
Springfield
65.6
🛒 Groceries2.1%
Gainesville
96.2
Springfield
94.2
🚗 Transportation5.9%
Gainesville
103.8
Springfield
97.7
🏥 Healthcare5.9%
Gainesville
93.9
Springfield
88.4
Utilities2.7%
Gainesville
88.2
Springfield
85.8

Salary Equivalency Calculator

Enter your current salary in Gainesville to see what you'd need to earn in Springfield to maintain the same purchasing power.

$
Equivalent salary in Springfield, MO
$73,300
$6,700 less needed in Springfield

Formula: salary × (88.6 ÷ 96.7) = salary × 0.9162. Based on BEA Regional Price Parities.

Housing Market

Gainesville, FL

Median Home Price
$294,000
Median Monthly Rent
$1,650
Housing Index
93
Price-to-Rent Ratio
14.8×

Springfield, MO

Median Home Price
$260,000
Median Monthly Rent
$1,275
Housing Index
65.6
Price-to-Rent Ratio
17.0×

Gainesville has 29.5% lower housing costs compared to Springfield.

Income & Job Market

Gainesville, FL

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
4%
Population
140,003
Top Industries
EducationHealthcareTechnologyGovernmentResearch

Springfield, MO

Median Household Income
$62,900
Per Capita Income
$35,900
Unemployment Rate
2.9%
Population
167,882
Top Industries
HealthcareEducationManufacturingRetailFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Gainesville, FL
3.0×income-to-rent ratio

67% of income left after rent (median)

Springfield, MO
4.1×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.