CostIndexUSA

Gainesville, FL vs Kahului, HI Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableFL
Gainesville
96.7
overall index
$1,650/mo rent
HI
Kahului
109.4
overall index
$3,525/mo rent

Gainesville is moderately cheaper than Kahului — 13.1% lower overall cost of living.

To match an $80,000 salary in Gainesville, you would need $90,500 in Kahului. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+28.2%
Gainesville
93
Kahului
119.2
🛒 Groceries+16.0%
Gainesville
96.2
Kahului
111.6
🚗 Transportation+4.0%
Gainesville
103.8
Kahului
108
🏥 Healthcare+4.2%
Gainesville
93.9
Kahului
97.8
Utilities+116.1%
Gainesville
88.2
Kahului
190.6

Salary Equivalency Calculator

Enter your current salary in Gainesville to see what you'd need to earn in Kahului to maintain the same purchasing power.

$
Equivalent salary in Kahului, HI
$90,500
$10,500 more needed in Kahului

Formula: salary × (109.4 ÷ 96.7) = salary × 1.1313. Based on BEA Regional Price Parities.

Housing Market

Gainesville, FL

Median Home Price
$294,000
Median Monthly Rent
$1,650
Housing Index
93
Price-to-Rent Ratio
14.8×

Kahului, HI

Median Home Price
$989,000
Median Monthly Rent
$3,525
Housing Index
119.2
Price-to-Rent Ratio
23.4×

Kahului has 28.2% higher housing costs compared to Gainesville.

Income & Job Market

Gainesville, FL

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
4%
Population
140,003
Top Industries
EducationHealthcareTechnologyGovernmentResearch

Kahului, HI

Median Household Income
$83,700
Per Capita Income
$47,700
Unemployment Rate
3%
Population
26,337
Top Industries
TourismHealthcareRetailAgricultureGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Gainesville, FL
3.0×income-to-rent ratio

67% of income left after rent (median)

Kahului, HI
2.0×income-to-rent ratio

49% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.