CostIndexUSA

Fresno, CA vs Modesto, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableCA
Fresno
102.2
overall index
$1,850/mo rent
CA
Modesto
104.1
overall index
$2,100/mo rent

Fresno is slightly cheaper than Modesto — 1.9% lower overall cost of living.

To match an $80,000 salary in Fresno, you would need $81,500 in Modesto. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+13.4%
Fresno
95.7
Modesto
108.5
🛒 Groceries≈ Equal
Fresno
105.2
Modesto
105.2
🚗 Transportation≈ Equal
Fresno
105.3
Modesto
105.3
🏥 Healthcare≈ Equal
Fresno
95.3
Modesto
95.3
Utilities5.4%
Fresno
161
Modesto
152.3

Salary Equivalency Calculator

Enter your current salary in Fresno to see what you'd need to earn in Modesto to maintain the same purchasing power.

$
Equivalent salary in Modesto, CA
$81,500
$1,500 more needed in Modesto

Formula: salary × (104.1 ÷ 102.2) = salary × 1.0186. Based on BEA Regional Price Parities.

Housing Market

Fresno, CA

Median Home Price
$401,000
Median Monthly Rent
$1,850
Housing Index
95.7
Price-to-Rent Ratio
18.1×

Modesto, CA

Median Home Price
$457,000
Median Monthly Rent
$2,100
Housing Index
108.5
Price-to-Rent Ratio
18.1×

Modesto has 13.4% higher housing costs compared to Fresno.

Income & Job Market

Fresno, CA

Median Household Income
$71,100
Per Capita Income
$40,500
Unemployment Rate
7.4%
Population
542,107
Top Industries
AgricultureHealthcareGovernmentEducationManufacturing

Modesto, CA

Median Household Income
$82,800
Per Capita Income
$47,200
Unemployment Rate
6.6%
Population
218,464
Top Industries
AgricultureHealthcareManufacturingRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fresno, CA
3.2×income-to-rent ratio

69% of income left after rent (median)

Modesto, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.