CostIndexUSA

Fremont, CA vs Utica, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Fremont
115.6
overall index
$3,075/mo rent
More AffordableNY
Utica
92.7
overall index
$1,375/mo rent

Utica is significantly cheaper than Fremont — 19.8% lower overall cost of living.

To match an $80,000 salary in Fremont, you would need $64,200 in Utica. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing66.1%
Fremont
194.7
Utica
66.1
🛒 Groceries8.1%
Fremont
108.5
Utica
99.7
🚗 Transportation8.0%
Fremont
111.5
Utica
102.6
🏥 Healthcare7.9%
Fremont
100.9
Utica
92.9
Utilities23.6%
Fremont
172.6
Utica
131.9

Salary Equivalency Calculator

Enter your current salary in Fremont to see what you'd need to earn in Utica to maintain the same purchasing power.

$
Equivalent salary in Utica, NY
$64,200
$15,800 less needed in Utica

Formula: salary × (92.7 ÷ 115.6) = salary × 0.8019. Based on BEA Regional Price Parities.

Housing Market

Fremont, CA

Median Home Price
$1,090,000
Median Monthly Rent
$3,075
Housing Index
194.7
Price-to-Rent Ratio
29.5×

Utica, NY

Median Home Price
$213,000
Median Monthly Rent
$1,375
Housing Index
66.1
Price-to-Rent Ratio
12.9×

Fremont has 66.1% lower housing costs compared to Utica.

Income & Job Market

Fremont, CA

Median Household Income
$127,800
Per Capita Income
$72,800
Unemployment Rate
5%
Population
230,504
Top Industries
TechnologyManufacturingHealthcareRetailEducation

Utica, NY

Median Household Income
$61,800
Per Capita Income
$35,200
Unemployment Rate
4.5%
Population
60,651
Top Industries
HealthcareManufacturingGovernmentEducationRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fremont, CA
3.5×income-to-rent ratio

71% of income left after rent (median)

Utica, NY
3.7×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.