CostIndexUSA

Fremont, CA vs Plano, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Fremont
115.6
overall index
$3,075/mo rent
More AffordableTX
Plano
103.1
overall index
$1,775/mo rent

Plano is moderately cheaper than Fremont — 10.8% lower overall cost of living.

To match an $80,000 salary in Fremont, you would need $71,400 in Plano. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing39.4%
Fremont
194.7
Plano
117.9
🛒 Groceries5.3%
Fremont
108.5
Plano
102.8
🚗 Transportation6.1%
Fremont
111.5
Plano
104.7
🏥 Healthcare6.1%
Fremont
100.9
Plano
94.7
Utilities47.5%
Fremont
172.6
Plano
90.7

Salary Equivalency Calculator

Enter your current salary in Fremont to see what you'd need to earn in Plano to maintain the same purchasing power.

$
Equivalent salary in Plano, TX
$71,400
$8,600 less needed in Plano

Formula: salary × (103.1 ÷ 115.6) = salary × 0.8919. Based on BEA Regional Price Parities.

Housing Market

Fremont, CA

Median Home Price
$1,090,000
Median Monthly Rent
$3,075
Housing Index
194.7
Price-to-Rent Ratio
29.5×

Plano, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Fremont has 39.4% lower housing costs compared to Plano.

Income & Job Market

Fremont, CA

Median Household Income
$127,800
Per Capita Income
$72,800
Unemployment Rate
5%
Population
230,504
Top Industries
TechnologyManufacturingHealthcareRetailEducation

Plano, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
285,494
Top Industries
TechnologyFinanceHealthcareTelecommunicationsRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fremont, CA
3.5×income-to-rent ratio

71% of income left after rent (median)

Plano, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.