CostIndexUSA

Fort Worth, TX vs Merced, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

TX
Fort Worth
103.1
overall index
$1,775/mo rent
More AffordableCA
Merced
98.3
overall index
$1,850/mo rent

Merced is slightly cheaper than Fort Worth — 4.7% lower overall cost of living.

To match an $80,000 salary in Fort Worth, you would need $76,300 in Merced. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing33.3%
Fort Worth
117.9
Merced
78.6
🛒 Groceries+2.3%
Fort Worth
102.8
Merced
105.2
🚗 Transportation+0.6%
Fort Worth
104.7
Merced
105.3
🏥 Healthcare+0.6%
Fort Worth
94.7
Merced
95.3
Utilities+74.5%
Fort Worth
90.7
Merced
158.3

Salary Equivalency Calculator

Enter your current salary in Fort Worth to see what you'd need to earn in Merced to maintain the same purchasing power.

$
Equivalent salary in Merced, CA
$76,300
$3,700 less needed in Merced

Formula: salary × (98.3 ÷ 103.1) = salary × 0.9534. Based on BEA Regional Price Parities.

Housing Market

Fort Worth, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Merced, CA

Median Home Price
$410,000
Median Monthly Rent
$1,850
Housing Index
78.6
Price-to-Rent Ratio
18.5×

Fort Worth has 33.3% lower housing costs compared to Merced.

Income & Job Market

Fort Worth, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
918,915
Top Industries
AerospaceManufacturingHealthcareLogisticsFinance

Merced, CA

Median Household Income
$57,600
Per Capita Income
$32,800
Unemployment Rate
9.2%
Population
86,333
Top Industries
AgricultureEducationHealthcareGovernmentLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fort Worth, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Merced, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.