CostIndexUSA

Fort Worth, TX vs Lubbock, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

TX
Fort Worth
103.1
overall index
$1,775/mo rent
More AffordableTX
Lubbock
91.3
overall index
$1,350/mo rent

Lubbock is moderately cheaper than Fort Worth — 11.4% lower overall cost of living.

To match an $80,000 salary in Fort Worth, you would need $70,800 in Lubbock. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing35.2%
Fort Worth
117.9
Lubbock
76.4
🛒 Groceries8.8%
Fort Worth
102.8
Lubbock
93.8
🚗 Transportation3.4%
Fort Worth
104.7
Lubbock
101.1
🏥 Healthcare3.5%
Fort Worth
94.7
Lubbock
91.4
Utilities8.7%
Fort Worth
90.7
Lubbock
82.8

Salary Equivalency Calculator

Enter your current salary in Fort Worth to see what you'd need to earn in Lubbock to maintain the same purchasing power.

$
Equivalent salary in Lubbock, TX
$70,800
$9,200 less needed in Lubbock

Formula: salary × (91.3 ÷ 103.1) = salary × 0.8855. Based on BEA Regional Price Parities.

Housing Market

Fort Worth, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Lubbock, TX

Median Home Price
$206,000
Median Monthly Rent
$1,350
Housing Index
76.4
Price-to-Rent Ratio
12.7×

Fort Worth has 35.2% lower housing costs compared to Lubbock.

Income & Job Market

Fort Worth, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
918,915
Top Industries
AerospaceManufacturingHealthcareLogisticsFinance

Lubbock, TX

Median Household Income
$57,100
Per Capita Income
$32,500
Unemployment Rate
3.9%
Population
258,862
Top Industries
EducationHealthcareAgricultureManufacturingGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fort Worth, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Lubbock, TX
3.5×income-to-rent ratio

72% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.