CostIndexUSA

Fort Worth, TX vs Gainesville, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

TX
Fort Worth
103.1
overall index
$1,775/mo rent
More AffordableFL
Gainesville
96.7
overall index
$1,650/mo rent

Gainesville is moderately cheaper than Fort Worth — 6.2% lower overall cost of living.

To match an $80,000 salary in Fort Worth, you would need $75,000 in Gainesville. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing21.1%
Fort Worth
117.9
Gainesville
93
🛒 Groceries6.4%
Fort Worth
102.8
Gainesville
96.2
🚗 Transportation0.9%
Fort Worth
104.7
Gainesville
103.8
🏥 Healthcare0.8%
Fort Worth
94.7
Gainesville
93.9
Utilities2.8%
Fort Worth
90.7
Gainesville
88.2

Salary Equivalency Calculator

Enter your current salary in Fort Worth to see what you'd need to earn in Gainesville to maintain the same purchasing power.

$
Equivalent salary in Gainesville, FL
$75,000
$5,000 less needed in Gainesville

Formula: salary × (96.7 ÷ 103.1) = salary × 0.9379. Based on BEA Regional Price Parities.

Housing Market

Fort Worth, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Gainesville, FL

Median Home Price
$294,000
Median Monthly Rent
$1,650
Housing Index
93
Price-to-Rent Ratio
14.8×

Fort Worth has 21.1% lower housing costs compared to Gainesville.

Income & Job Market

Fort Worth, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
918,915
Top Industries
AerospaceManufacturingHealthcareLogisticsFinance

Gainesville, FL

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
4%
Population
140,003
Top Industries
EducationHealthcareTechnologyGovernmentResearch

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fort Worth, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Gainesville, FL
3.0×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.